Are you accidentally teaching your kids to be bad with money?
The financial parenting habits nobody warns you about — and how to fix them in two hours, live with Cristina Jaeger and Dr. Mara Harvey.
- Spot the money habits your kids are already absorbing at home — the ones you never meant to teach.
- Trade "I'm not qualified to teach this" for intentional messaging and positive role modelling — the part that's actually learnable.
- Leave with a framework that works whether your child is 5 or 15 — just starting out, or already troubleshooting.
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You swore you'd do it differently.
- You keep meaning to talk to your kids about money — but you never know when or how to start, so you keep putting it off.
- You were never taught this yourself. So who are you to teach it?
- You catch yourself repeating the exact habits you grew up around — the avoidance, the tension, the silence — even though you promised yourself you wouldn't.
- Your child doesn't seem to get the value of money, and the only tool you have left is saying "no" again.
- You've worked hard on your own money. But turning that into something your kids actually absorb feels like a completely different skill.
None of this makes you a bad parent. It makes you a parent nobody handed a script to.
Financial parenting isn't optional. It's just usually unintentional.
Your kids are learning about money right now. From the sigh at the supermarket. From the conversation that stops when they walk in. From what gets said "no" to, and what quietly gets said "yes" to.
On autopilot, children absorb whatever is modelled at home — good habits or bad ones, whether you meant to teach them or not.
The good news: intentional messaging, positive role modelling and behavioural reinforcement are what actually build a child's financial capability. And those are learnable skills — not a personality trait.
Money was never talked about in my house.
Claim your free seat.
Two hours, live with Cristina Jaeger and Dr. Mara Harvey. €0 · No credit card · For parents in Switzerland, Liechtenstein, Luxembourg & beyond.
Spot it. Break it. Build something better.
No theory dump, no guilt trip. Three parts, built around what you can actually do at home.
Spot it
- How to recognise bad money habits — in yourself first, then in your home.
- What your kids are actually absorbing from money behaviour at home — the behaviour, not the lectures.
- Why autopilot parenting passes on default habits — good or bad — whether you mean it to or not.
Break it
- The most common financial-parenting mistakes — and how to avoid them before they take hold.
- How to fix habits already in motion — whether your child is 5 or 15.
- How to stop money stress from quietly repeating into the next generation.
Build it
- How to move from passive, autopilot modelling to intentional messaging — on purpose, instead of by accident.
- Positive role modelling and behavioural reinforcement — the mechanics of doing this on purpose.
- Actionable ways to take the stress out of money at home — so it stops being the subject you avoid.
A framework that works whether you're just starting out — or already troubleshooting a teen who's struggling with money.
By 12:00, you'll walk away with:
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A clear read on what's being absorbed at homeA clear-eyed look at what your children are currently learning about money at home — without the shame spiral.
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The mistakes, namedThe most common financial-parenting traps, so you can see them coming instead of discovering them later.
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How to fix habits already in motionWhat to do when the pattern has already started — at 5, at 10, at 15.
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The shift from autopilot to intentionalHow to move from passive money modelling to intentional messaging and positive role modelling — the part of this that's learnable.
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A framework that fits your stageWhether you're just starting out or already troubleshooting a teenager who's struggling with money — there's a next right step for where you actually are.
She advised billionaire families. Then she started teaching five-year-olds.
Dr. Mara Catherine Harvey spent over 25 years in international wealth management, working with billionaire families and serving as a private banking CEO and Supervisory Board Member. She trained at Fribourg University and Harvard, and holds a doctorate with highest honours in Political Economy.
Today her work starts a long way from the bank — with the people who shape money habits first.
So she founded smartwaytostart.com, a financial literacy platform for parents and children aged 5–10 on money and ethics. She's an internationally acclaimed speaker, author and award-winning changemaker — and her children's book on the 17 UN Sustainable Development Goals has been endorsed and published by the United Nations.
wealth management
children's author
private banking CEO
She has guided 5,044 women through their own money. This time, it's about their kids.
Cristina Jaeger spent 14+ years as a Wealth Manager in Swiss private banking before founding herFinancialFreedom.
Since then she has guided 5,044 women across Switzerland, Liechtenstein and Luxembourg — through workshops, programmes and live sessions like this one.
in Swiss private banking
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Dr. Mara Harvey
Cristina and Dr. Mara Harvey teach the two hours together, live on October 17.
What happens when the cycle breaks.
For 44 years I didn't touch any of it. Not the pension, not the bank account, nothing — my husband handled all of it. Now I ask him questions I never asked before. And I didn't only invest for myself: my sons are invested as well now! I'm teaching them the thing nobody taught me and it makes me so proud.
I always thought I had to wait until I have CHF 100k. That was the whole story I told myself. What I actually needed was someone who understands that my situation is special, because my life isn't in one country. My pension is now invested. My savings are doing something. And I took the sabbatical I'd been postponing for five years.
Two hours now.
A different money story for them.
Your children will inherit a set of money habits either way. The only question is whether you chose them.
Claim my free seat€0 · No credit card required · Live with Cristina Jaeger & Dr. Mara Harvey · Hosted by herFinancialFreedom