How to Invest for Your Child (Step by Step) — The Gift That Beats Any Savings Account (EP#13)

What if your child could have a down payment for their first home — by the time they're 18?

Not by inheritance.

Not by luck.

By €100 a month. Starting today.

That's exactly what this episode is about.

A complete step-by-step guide on how to start investing for your kids — even if you've never done it before, even if you start with €20, and even if your child was born yesterday.

Because here's the numbers:

Invest €100/month from the day your child is born at an average return of 7% —

You put in €21,600 of your own money.

They receive over €42,000 at 18.

That's compound interest.

Einstein called it the 8th wonder of the world.

And it works exactly the same for your child's future.

When my niece was born, I did exactly what I tell my clients to do.

I forced my brother to open a brokerage account in her name.

Wired the first €500 myself.

And before she could even walk — she was already investing.

In this episode, I walk you through the full 6-step framework:

→ Set the goal — first home, education, first car? Put a real number on it.

→ Choose the right account — Junior Depot, custodial accounts, what to look for

→ Build the right portfolio — how your time horizon changes everything

→ Invest regularly — small amounts, automated, that you won't even feel

→ Educate them — it's not just the interest that compounds. It's the mindset.

→ Monitor, don't obsess — studies show the best-performing investor group is dead people. They just left the money alone.

Plus the platforms I actually recommend.

The best time to start was the day they were born.

The second best time is today.

Get the free investing for kids workbook and set them up for financial success: https://herfinancialfreedom.net/investing-for-kids

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